Your risk, charted with precision.

Independent insurance intermediary since 1999.

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FSCA, Financial Sector Conduct Authority FIA, Financial Intermediaries Association of Southern Africa Level 1 B-BBEE proud contributor

FSCA authorised · FIA member · Level 1 B-BBEE

S and G Risk Managers
Authorised FSP
16930
Established
1999
Position
29°46′S 31°03′E
Insurer panel
13
Office
Durban North
S and G Risk Managers · Film · 1:18

An insurance solutions company you can trust.

S and G Risk Managers provides property and casualty insurance solutions to business, industry and private clients. Our talented and experienced associates manage risk and support the profitable growth of organisations in a dynamic, competitive and ever-changing marketplace.

About S and G
Legal status
Independent intermediaryFSP Licence No. 16930
Established
1999
Leadership
Managing Director with 40+ years in insurance
Insurers represented
13 insurers and administrators
Compliance
National Compliance c.c.FAIS supervision, Ballito
Indemnity
Professional indemnity coverHeld with an international risk carrier

Your trusted partner for comprehensive insurance solutions.

Every policy starts with risk profiling: we assess what you move, run and own, then design cover around it.

A loaded container ship leaving port Marine · from the S and G film

Marine Transportation Risks

We specialise in the unique risks of marine transportation. Whether you import or export, we profile the risk and cover your goods in transit across every type of commodity.

  • Marine cargo, import and export
  • Goods in transit, RSA and cross-border
  • Pleasure craft and accessories
  • Marine-related liabilities
Marine transportation

Commercial Insurance Risk

For medium and small enterprises

Fire, motor and heavy-duty vehicles, office equipment and the liabilities that arise in the course of business, profiled and covered for your sector.

  • Factory, warehousing, machinery and plant
  • Heavy commercial vehicles
  • Public and contractors’ liability
Commercial insurance
A heavy commercial truck and trailer on the highway

Domestic Insurance Risk

For households and private clients

Your home, belongings, vehicles and boats, assessed through a personal risk profile so the policy fits the way you live and what you own.

  • Buildings and household contents
  • Motor cars and motor boats
  • Personal liability and valuables
Domestic insurance
A broker handing over house keys across a signed insurance agreement

Cover that crosses nine borders.

We are authorised to cover goods in transit within South Africa and cross-border from the Port of Durban into the SADC region. Select a destination to plot its course.

Goods-in-transit courses from the Port of Durban Indicative chart of southern Africa showing courses from Durban to Mozambique, Eswatini, Lesotho, Botswana, Namibia, Zimbabwe, Zambia, Malawi and the DRC. 15°E 20°E 25°E 30°E 35°E 40°E 10°S 15°S 20°S 25°S 30°S 35°S ZimbabweZambiaUgandaUnited Republic of TanzaniaeSwatiniSouth AfricaSomaliaRwandaNamibiaMozambiqueMalawiMadagascarLesothoKenyaGabonFranceDemocratic Republic of the CongoRepublic of the CongoComorosBurundiBotswanaAngola Indian Ocean Atlantic Ocean Mozambique Eswatini Lesotho Botswana Namibia Zimbabwe Zambia Malawi DRC PORT OF DURBAN 0500 KM N
DurbanIndicative courses · not for navigation

We simplify the insurance process.

Easy-to-follow steps for your peace of mind, from the first conversation to a finalised policy.

  1. 01

    Consultation

    Discuss your insurance needs with our experts for personalised guidance and tailored solutions.

  2. 02

    Evaluation

    We assess your risks and coverage requirements to determine the optimal insurance plan for your needs.

  3. 03

    Coverage

    Finalise your policy and enjoy the peace of mind that comes with comprehensive cover.

Why choose S and G Risk Managers?

Choosing the right provider is crucial. Our focus is personalised advice, superior service and comprehensive cover that protects your assets and supports your growth.

All six reasons A broker shaking hands with a client across a desk
  • Strong industry relationships

    We leverage long-standing partnerships with insurers and underwriting managers to bring you the best insurance options.

  • Cost-effective coverage

    Affordable premiums without compromising on the quality of cover, and no paying for extras you don’t need.

  • Proactive risk management

    We identify and address risks before they become costly liabilities.

  • Claims handled promptly

    All staff are trained and experienced to deal with your daily claims service, with minimum delay.

Written authority to place your cover across the market.

Our brokerage is accredited with the knowledge, competency and proficiency to market these insurers’ products within the scope of its authority.

  1. 01Old Mutual Insure
  2. 02Bryte Insurance Co. Ltd
  3. 03Renasa Insurance Co. Ltd
  4. 04Senate Transit Underwriters
  5. 05Genric Insurance Co. LtdIn conjunction with St Paul’s Underwriting
  6. 06Horizon Underwriting ManagersA division of Lombard Insurance Co. Ltd
  7. 07Associated MarineA division of Santam Ltd
  8. 08Heavy Commercial Vehicle Underwriting Managers
  9. 09Hollard Insurance Company
  10. 10Evirosure Underwriting Managers
  11. 11Genlib Administrators
  12. 12East Coast Insurance AdministratorsFor Bidvest Insurance Co. Ltd and Santam Ltd
  13. 13Momentum Insurance Company Ltd

We are ready and waiting to assist you.

Call the office, email us, or send an enquiry. A broker will profile your risk and come back to you with cover options.

Request a quote
031 539 5574Telephone 031 502 5574Telephone
Office

12 Danville Avenue, Virginia, Durban North